How Munibee works

Munibee is an economy cooperation app, and here are the concepts it's built upon.

Account and Wallet

Your private foundation

Privacy is at the heart of Munibee, and we take it seriously.

Your account is yours alone

Your wallet is 100% private and can never be shared

You decide which transactions you want to share with hives and projects

Hives

The hives you are part of

A hive is a collection of transactions that make up one economy. You can have several, and choose between private or sharing them with others.

Personal hive

100% private to you. Everything you put in is seen only by you. You can create projects inside the personal hive, and they are private by default.

Shared hive

A hive you share with others. Everything inside a shared hive is seen by the members who have accepted the invitation. The members form one economic unit.

Projects

Shared spending, without sharing everything

A project is a contained economy inside a hive. Think of a vacation, a renovation, or a shared contribution.

Project in a personal hive

Private by default. You can choose to share the project with others when you create it, such as a trip you pay for together with friends. The invited people only see the transactions that belong to the project, not the rest of your hive.

Project in a shared hive

Shared among the members of the hive by default. You can also invite people from outside the hive into the project, and they only see the transactions that belong to that project.

No access beyond the project

People invited into a project never gain visibility into anyone else's hives, wallets, or other projects. Access is limited to the project itself.

How it works

Connect your banks

Transactions flow straight in via Open Banking. Place transactions in the economy where they belong.

Create hives and projects

Build your own economies. Private only for you, or shared with those you choose.

Stay updated

See what's happening in your finances at any moment, settle up mutually, and plan ahead.

Explore your insights

See your spending statistics, patterns and trends. Set up notifications and spending limits.